Your Real Estate Broker – My job is to educate you on the buying process, show you the homes that meet your needs, write a competitive offer, negotiate on your behalf, and make sure we meet all the deadlines outlined in the contract. I will be your strong advocate throughout, guiding you every step of the way!
Lender – The lender will work with you to determine your home-buying budget and then will work with you to make sure they have the documentation they need to execute a loan on your behalf.
Inspector – Once your offer is accepted, the inspector will inspect the property for defects or deficiencies. It is important to know that the Seller is under no obligation to fix anything. The purpose of an inspection is for the buyer to have a clear understanding of the condition of the home. In some case, we will have the opportunity to negotiate some repairs with the Seller. The types of repairs usually relate to safety issues or systems of the home.
Title – Title will run a history on your home to make sure there are no issues with ownership so the home will be all yours. In addition, they will identify any documents or easements that may come with your property.
Appraiser – The appraiser will review the property to make sure you are paying market price for it. This protects both you and the bank!
Escrow – Escrow coordinates all the paperwork, creates the final set of documents to be signed by both parties, coordinates the transfer of money between buyer and seller, and makes sure the property closes in a timely manner.